Right Now, and Ever Since 〜ている

Nothing in this sentence marks it as happening this exact second, 毎日 (every day) is what pushes the meaning from “right now” to “as a rule.” Same ending, different meaning, entirely dependent on context.

結婚しています doesn’t mean “I am marrying right now,” it means the marrying already happened and the resulting state is still true. Verbs describing a one-time change, 結婚する (to marry), 住む (to live somewhere), 知る (to find out) all shift to ている to describe the state that change left behind, not the instant it occurred.

被っている sits directly in front of 人 as a modifier, exactly the same modifying position -ㄴ/은 or -는 would take in Korean, or a relative clause in English (“the person who is wearing”). This is one of the most common ways to describe someone by what they’re wearing or holding at the moment.